Your truth is true but not necessarily TRUE.
If you had a particularly unlucky run of events, you “overlearned” about risk and probably hold a personal truth that limits downside at the expense of upside. Think of an online shopper who bought five straight fraudulent products and declares he’ll never shop online again.
On the other hand, if you had an extremely lucky run, you have “underleaned” about risk and probably hold a personal truth that maximizes upside by being completely exposed to downside. Think of a person who has never been ripped off or robbed and so stops locking his doors.
One should want his truth to correctly map onto TRUTH. Determining if you are remotely close to the meeting this standard is the challenge of a lifetime.